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New Contributor
kadaliraviteja42@gmail.com
Posts: 2
Registered: ‎06-02-2018

EYE Related Treatment

 Any EYE Surgical  Related Treatment will Exclude for the First Two Years In the Health Suraksha Policy, if not what type of EYE Surgical Related Will be Covered?

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Regular Contributor
Arti
Posts: 199
Registered: ‎30-08-2021
Solution

Re: EYE Related Treatment

To help you further, we request you to share with us all related documents pertaining EYE Related Treatment ailment / surgical procedure or disease on our care@hdfcergo.com id. Our team will review the documents and provide clarity within 24 hours.

Please note that we are just providing explanation / clarity as per the scope of the policy but in no way providing confirming the claim admissibility. The final claim admissibility will depend on medical documents received at the time claim and as per the policy terms and conditions.

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2 REPLIES 2
Contributor
Vaishali Shroff
Posts: 22
Registered: ‎12-09-2017

Re: EYE Related Treatment

 

Hey, I have found few treatments which do and those treatments which do not have the waiting period.

These are of HDFC ERGO's Health Suraksha Plan. 

 

Below are few daycare treatments which does not have the waiting period.

Incision of tear glands
Other operations on the tear ducts
Incision of diseases eyelids
Excision and destruction of the diseased tissue of the eyelid
Operations on the canthus and epicanthus
Corrective surgery for entropion and ectropion
Corrective surgery for blepharoptosis
Removal of a foreign body from the conjunctiva
Removal of a foreign body from the cornea
Incision of the cornea
Operations for pterygium
Other operations on the cornea
Removal of the foreign body from the lens of the eye 
Removal of the foreign body from the posterior chamber of the eye
Removal of the foreign body from the orbit and eyeball
Operation of cataract
Retinal detachment

 

Also below are few diseases and illness which have 2 years of the waiting period. 

Cataract; fissures &/or fistula in anus, hernia, hydrocele, gout, arthritis, benign prostatic hypertrophy. etc. 

 

You can check about all the coverage’s, waiting periods, exclusions and many more things in policy wording > https://www.hdfcergo.com/documents/downloads/policywordings/CISHealthSurakshaPolicyWording.pdf

Regular Contributor
Arti
Posts: 199
Registered: ‎30-08-2021
Solution

Re: EYE Related Treatment

To help you further, we request you to share with us all related documents pertaining EYE Related Treatment ailment / surgical procedure or disease on our care@hdfcergo.com id. Our team will review the documents and provide clarity within 24 hours.

Please note that we are just providing explanation / clarity as per the scope of the policy but in no way providing confirming the claim admissibility. The final claim admissibility will depend on medical documents received at the time claim and as per the policy terms and conditions.