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Posts: 2
Registered: ‎06-02-2018

EYE Related Treatment

 Any EYE Surgical  Related Treatment will Exclude for the First Two Years In the Health Suraksha Policy, if not what type of EYE Surgical Related Will be Covered?

Vaishali Shroff
Posts: 22
Registered: ‎12-09-2017

Re: EYE Related Treatment


Hey, I have found few treatments which do and those treatments which do not have the waiting period.

These are of HDFC ERGO's Health Suraksha Plan. 


Below are few daycare treatments which does not have the waiting period.

Incision of tear glands
Other operations on the tear ducts
Incision of diseases eyelids
Excision and destruction of the diseased tissue of the eyelid
Operations on the canthus and epicanthus
Corrective surgery for entropion and ectropion
Corrective surgery for blepharoptosis
Removal of a foreign body from the conjunctiva
Removal of a foreign body from the cornea
Incision of the cornea
Operations for pterygium
Other operations on the cornea
Removal of the foreign body from the lens of the eye 
Removal of the foreign body from the posterior chamber of the eye
Removal of the foreign body from the orbit and eyeball
Operation of cataract
Retinal detachment


Also below are few diseases and illness which have 2 years of the waiting period. 

Cataract; fissures &/or fistula in anus, hernia, hydrocele, gout, arthritis, benign prostatic hypertrophy. etc. 


You can check about all the coverage’s, waiting periods, exclusions and many more things in policy wording > https://www.hdfcergo.com/documents/downloads/policywordings/CISHealthSurakshaPolicyWording.pdf