A short circuit in my entire building has damaged my kitchen appliances. Can I claim for this under

[hanif]

A short circuit in my entire building has damaged my kitchen appliances. Can I claim for this under home insurance or the building insurance

[mandeepS]

Home insurance covers building as well as content. Hence if content is covered under policy you will get a claim for damaged kitchen appliances.

[N.Kumari · Accepted solution]

No. Loss or Damage due to short circuiting are not covered.