Are the wear and tear charges claimed under Home insurance?

[Sankalp Khanna]

Are the wear and tear charges claimed under Home insurance?

[Shinoy Chenatra]

Ofcourse! You can check the policy document of your home insurance policy.

[Arti · Accepted solution]

Dear Sir , 

Damage due to Wear & Tear are exluded under Home insurance hence, the same cannot be claimed . 

Refer to policy wording for further details 

https://www.hdfcergo.com/docs/default-source/downloads/policy-wordings/policy-wording-home-shield(1)...