Claim procedure if two insurer policies for same home

[harshG]

What is the claim procedure if I have two different insurer policies for my home?

[Kanchi]

No matter how many insurance policies you have for your home, you cannot collect more than the amount of damages, so filing with more than company will not accomplish much. In fact, if you have 2 policies in effect at the time of the damages, you may have difficulty getting the claim settled with either company because of issues arising from which company is obligated to make the settlement

[Arti · Accepted solution]

Dear Sir , 

In case if you have 2 different insurer for the same home, you need to claim separately for both You can call on our customer care number on 022 6234 6234 / 0120 6234 6234 or mail us at care@hdfcergo.com or contact your relationship manager/
agent/broker to intimate a claim. You may also walk into to any of our offices with a duly filled claim form for claim registration