How to claim home insurance?

[Nitin Gangurde]

How to claim home insurance? 

[Malcolm Soans]

Immediately report the incident to insurance company and provide the details of loss.
Insurer may appoint an Independent Surveyor to assess the damages.
Following are some of the documents which are required to settle the claim:
• Copy of the policy
• Estimates or quotations /bills
• FIR wherever required
• Duly Completed Claim form
• Survey report (issued by the appointed surveyor)
• Fire brigade report
• Other relevant documents based on type of loss

[Jennifer32 · Accepted solution]

You can make a claim by calling toll-free helpline no. 1800-2-700-700 (Accessible from India only) with details of the Equipment damaged, Location of loss, Cause of loss and amount of loss (approx. estimation) and Policy Number for reference. A surveyor would be appointed to estimate the loss/ damage, depending on the type of loss viz. Fire/Burglary etc. Once all the documents are received, the claim would be processed and payment shall be made.