My chandelier perhaps became loose over time and last week it fell down and damaged my sofa. Can I c

[NoorKhatri]

My chandelier perhaps became loose over time and last week it fell down and damaged my sofa. Can I claim home insurance for this

[mandeepS]

Yes you can, since it was an accident and not an intentional sabotage

[Arti · Accepted solution]

The insurance company will not make payment for any type of consequential loss, depreciation, wear and tear, mechanical breakdowns, failure or breakages nor for damage caused by overloading or strain nor for loss or damage to accessories by burglary, housebreaking, theft or larceny unless pedal cycle is stolen at the same time.