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Occasional Contributor
Rakeshprasad
Posts: 13
Registered: ‎17-11-2016

The car brakes failed and I rammed my car into the compound wall of my own house. Can I claim ?

The car brakes failed and I rammed my car into the compound wall of my own house. Can I claim reimbursement for the repair of the wall?

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Accepted Solutions
Contributor
N.Kumari
Posts: 47
Registered: 2 weeks ago
Solution

Re: The car brakes failed and I rammed my car into the compound wall of my own house. Can I claim ?

 

Hi 

Motor policy :

The Company shall not be liable to make any payment in respect of mechanical or electrical breakdown failures or breakages.

 

Home insurance :

Covers risk against Fire, Lightning, Explosion, Implosion, Flood, Inundation, Storm, Riot, Strike e and Malicious Damage, Earthquake, Terrorism (optional), Burglary, Theft, Storm, Cyclone, Typhoon, Tempest, Hurricane, Tornado, etc

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3 REPLIES 3
Contributor
NoorKhatri
Posts: 36
Registered: ‎17-11-2016

Re: accident

Unfortunately, no, as this incident is caused by your negligence, this cannot be claimed.

Frequent Contributor
hayat
Posts: 106
Registered: ‎22-03-2016

Re: accident

If the brakes failed due to mechanical faults, then your car manufacturer might pay part of the damage. Otherwise check with your auto and home insurance companies

Contributor
N.Kumari
Posts: 47
Registered: 2 weeks ago
Solution

Re: The car brakes failed and I rammed my car into the compound wall of my own house. Can I claim ?

 

Hi 

Motor policy :

The Company shall not be liable to make any payment in respect of mechanical or electrical breakdown failures or breakages.

 

Home insurance :

Covers risk against Fire, Lightning, Explosion, Implosion, Flood, Inundation, Storm, Riot, Strike e and Malicious Damage, Earthquake, Terrorism (optional), Burglary, Theft, Storm, Cyclone, Typhoon, Tempest, Hurricane, Tornado, etc

View solution in original post