The car brakes failed and I rammed my car into the compound wall of my own house. Can I claim ?

[Rakeshprasad]

The car brakes failed and I rammed my car into the compound wall of my own house. Can I claim reimbursement for the repair of the wall?

[NoorKhatri]

Unfortunately, no, as this incident is caused by your negligence, this cannot be claimed.

[hayat]

If the brakes failed due to mechanical faults, then your car manufacturer might pay part of the damage. Otherwise check with your auto and home insurance companies

[N.Kumari · Accepted solution]

Hi 

Motor policy :

The Company shall not be liable to make any payment in respect of mechanical or electrical breakdown failures or breakages.

Home insurance :

Covers risk against Fire, Lightning, Explosion, Implosion, Flood, Inundation, Storm, Riot, Strike e and Malicious Damage, Earthquake, Terrorism (optional), Burglary, Theft, Storm, Cyclone, Typhoon, Tempest, Hurricane, Tornado, etc