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Frequent Contributor
harshG
Posts: 94
Registered: ‎02-08-2016

There was a fire in the rented place. Can I make a claim under my home insurance?

I have shifted temporarily to a rented house as my insured home is being repaired. There was  a fire in the rented place. Can I make a claim under my home insurance?

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Contributor
N.Kumari
Posts: 47
Registered: 2 weeks ago
Solution

Re: There was a fire in the rented place. Can I make a claim under my home insurance?

Hi

 

Home insurance is a type of property insurance that provides coverage to the policyholder's house not to the rented house.

View solution in original post

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Frequent Contributor
rajeshsharma
Posts: 90
Registered: ‎02-08-2016

Re: There was a fire in the rented place. Can I make a claim under my home insurance?

The insurance policy covers only the original premises. So your claim will not be entertained.

Contributor
Sumitrao
Posts: 37
Registered: ‎17-11-2016

Re: There was a fire in the rented place. Can I make a claim under my home insurance?

Your home insurance is for the home it insures, not for where you stay. The rented place might have its own insurance and that will cover the fire damages

Contributor
N.Kumari
Posts: 47
Registered: 2 weeks ago
Solution

Re: There was a fire in the rented place. Can I make a claim under my home insurance?

Hi

 

Home insurance is a type of property insurance that provides coverage to the policyholder's house not to the rented house.

View solution in original post