Wood work in my mother's home has been eaten up by termite. Can this be claimed under the policy?

[hayat]

Wood work in my mother's home has been eaten up by termite. Can this be claimed under the policy?

[sneharaj]

No, the home plans normally exclude such damages

[Arti · Accepted solution]

Dear Sir , 

Loss or Damage or collapse of “Building”or content  due to structural defects, latent defects, poor maintenance, defective
workmanship, termites, natural ageing or any other gradually operating cause is generally excluded from home insurence