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Posts: 73

Claim Procedure for Motor Insurance

What is the claim procedure under Motor Insurance?

Mumpy Das
Occasional Contributor
Posts: 6

Re: Claim Procedure for Motor Insurance

Motor Claims are generally of Own Damage, Third Party Loss or Theft Claims.


Own Damage : When your own, insured vehicle is damaged.

Third Party:  For personal injury or property damage related to someone else. 

                    Also if you are the Victim, and somebody else's vehicle is involved, you must obtain the insurance details of that vehicle and make an intimation to the Insurer of that vehicle. 

Theft Claims : If your vehicle is stolen, you should inform Police, Your Insurance Company and also the transport department. 


So once you intimate about loss to Insurer, they appoint a Loss Assessor (which happen within couple of hours). He will do spot inspection and will keep you updated throughout through SMS and Mails. 


Please Remember : You can fast forward the claim procedure by submitting the Documents on time. 

Occasional Contributor
Posts: 6

Re: Claim Procedure for Motor Insurance

In very simple words, motor insurance is a financial protection. It is a policy that is signed between 2 parties- The policy holder and the insurer. It covers all the losses that one might face due to the damaged done to the car or in case of theft. The suitable car insurance policy that are broadly divided into comprehensive cover and third party insurance, car insurance is must. Comprehensive cover protects you against damages caused to your car, while third party insurance provides cover for the damages caused to other person or property by your vehicle.
Compare car insurance policies online by 12+ car insurance companies. Buy or renew best auto insurance with premium comparison. 

Documents Required to Buy Online. Purchasing motor insurance online requires minimal documentation. If you are buying a new insurance policy, then you need to fill a proposal form and a copy of Registration Certificate (RC).

In case of renewals, you need to provide a copy of Registration Certificate (RC) along with the previous insurance policy. It is advisable for you to fill your details carefully as by providing accurate and complete information you will face no issues at the time of a claim.