For claim bumber to bumper motor policy

[Ajaikmr]

Did you approve full amount of bill in bumper to bumper policy, and may I pay any amount.

[Anirvaan Ghosh]

Bumper to bumper motor policy refers to the zero depreciation add-on (which is bought with Motor Comprehensive Policy). If a four-wheeler met with an accident and same is covered under bumper to bumper, then the insurance company pays entire loss amount without deducting any depreciation. But two parts are not included in this add-on: Tyre and battery cost. 

So you have to pay just the cost of these two parts. Or if any deductibles if you have opted. 

[N.Kumari · Accepted solution]

Hi,

1. Bumber to bumper policy mean zero depreciation cover. With this cover, there are no depreciation cuts even when you make a claim, and you get the entire amount in your hand.
2. Only if any deductibles are opted, then the claim amount will be deducted accordingly. 
3. This cover excludes – Tyres and Batteries