11-09-2017 01:15 PM
Health Card helps you with the admission to a hospital for availing cashless facility when displayed at the mediclaim desk of the hospital. Most of the Critical Illness plans provides you a lump sum benefit amount of applicable Sum Insured in case claimed under any of the listed illnesses. Similarly for Personal Accident, where claim is paid out in case of accidental death or permanent total disability, which is again a lump sum benefit amount of the applicable Sum Insured. Since cashless facility is not applicable for Critical Illness benefit and Personal Accident policy, the Health card is not issued for these policies.