If my laptop is damaged due to water spill will it be covered in insurance?

[hayat]

If my laptop is damaged due to water spill will it be covered in insurance?

[Kanchi]

Not Sure. Most of the Policies Cover Accidental damage not water damage. However, you need to review your policy coverages and needs to determine whether  coverage provision applies to water-damaged electronic devices.If your policy does appear to cover your water-damaged laptop, you may be entitled to receive its current market value. However, you may have to prove that it wasn't damaged as a result of your own negligence.

[Arti · Accepted solution]

Dear Sir , 

The coverage of the Laptop under the policy depends on the policy type , please refer to the general exclusions sections of the policy wording for detailed clarity on the same