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How is Health Suraksha Gold different from Health Suraksha Gold with Regain & ECB

Community Manager



What is Health Suraksha Gold plan:


A Health Suraksha Gold plan is one of the variants  available under the  Health Suraksha product. In addition to Health Suraksha Silver benefits, a Gold plan has additional coverages like Maternity & new born child cover, convalescence benefit and e-opinion on diagnosis of  critical illnesses


 What is Health Suraksha Gold with Regain & ECB:  This plan has add-ons Regain & ECB along with the Health Suraksha Gold benefits. You can avail of Regain benefit which provides  for automatic availability of sum insured upon its exhaustion. It also offers an Enhanced Cumulative bonus (ECB) @ 10% of the sum insured in every claim free year up to 100% of the basic sum insured, thus providing double protection and long-term security.


Other product highlights:


  • No age limit at entry with lifelong renewability
  • Choose between Individual or Family Floater Health Insurance plans
  • Avail 10% discount for a 2 year tenure and a discount of 10% if 2 or more members are covered under the Health Suraksha individual sum insured plan
  • Cashless hospitalization at 4800+ hospitals across India
  • Save tax under Section 80(D) of the Income Tax Act
  • Hassle free claims process, limited documentation and fast settlement times
  • Covers inpatient hospitalization expenses under Ayurveda, Unani, Sidha and Homeopathy without any sub limit as part of AYUSH Cover
  • Zero sub-limits on any disease, room rent, hospitalization charges, doctor’s fee etc
  • A maximum of 2 adults and 2 children in the family of any age above 3 months can be covered under this policy
  • Pre and post hospitalization expenses, No sub-limits, No-claim bonus, maternity benefit, cashless benefit, hospital expense cover, ambulance cover, etc., are provided in the plan


Choose the best suited comprehensive cover to fight any future medical exigencies. So don’t delay, make a smart choice!