HDFC ERGO BLOG

On one fateful night Mr. Sanjeev Das complained of severe toothache. He was immediately rushed to the hospital. Like many others, Mr. Das was under this illusion that because he has a comprehensive health insurance policy; expenses shall be covered by the insurer. To his utter surprise, he had to pay all the medical bills as dental procedures were excluded from his policy.

Ramesh, an architect by profession was looking for a comprehensive health insurance policy for himself and his family. He thought of asking his friends but he wasn’t getting the appropriate information on various aspects related to the policy coverage.

Given how medical cost is shooting it’s vital for an individual to have a medical insurance with adequate coverage. Today it’s more of a necessity than a choice. Not having a medical insurance policy can invite series of unwanted problems.

What is Health Suraksha Gold plan :

In spite of having a comprehensive health insurance plan, and a group cover from your employer, does it make sense to take another policy for critical illnesses?