02-05-2017 03:23 PM
Can I port no claim bonus as well of my health insurance policy?
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14-09-2021 01:40 PMSolution
Dear Sir/ Madam
We request you to elaborate on the query further to assit you further .Portability helps you change your health insurance plan so that you don't have to again go through a fresh waiting period term instead smoothly move from one insurer to another if your current plan is not helping you cover rising medical costs.
Please refer to policy wording clause 13 for further clarity
03-05-2017 03:18 PM
It depends on policy to policy.In some Policy you can claim your bonus as well but for some Policy Insurer does not allows for bonus claims.
10-08-2017 01:26 PM
Waiting periods and NCB benefit are the only two things that can be transferred during porting. Monetary capping in your policy on expenses, exclusions, day-care coverage and other policy features and terms and conditions cannot be ported; it will be as per the new policy. Also, even if you choose the same Sum Insured, there is a chance that the premium may go up. This is because the pricing depends on the underwriting procedure of the new insurer
30-07-2018 01:38 PM
My Health Insurance was expired 2016 and I did not renew it... now I got a call from HDFC Ergo Mumbai brance saying you can withdraw the unclaimed bonus by paying 20,000/- to activate the policy.. is this true... can this be done
21-09-2018 03:47 PM
Even I got a call from HDFC ergo last week telling the same - after taking a some insurance of 20,000/- I will be able to claim the no cliam bonus. My policy got expired somewhere in 2013 I believe. I tried getting more info on this, but couldn't get any. Please share if you have any more details.
18-12-2018 06:01 AM
18-12-2018 12:12 PM
I also got a call from mumbai saying that i can claim my bonus amont by paying 20k , i was asked to take some other insurance to get NOC done . I have not got any notifications /info later .Please reply if any of you have got any info on this .
13-03-2019 04:40 PM
Even i got call asking to take new policy for 25000 to get no claim bonus.. they are calling me today like anything.. pl advise if this is the process to claim no claim bonus for HDFC ergo
14-09-2021 01:44 PM
Dear Sir ,
We wish to inform you that HDFCERGO does not run such offer and not to share any bank account details or policy details to caller. Also you can place a complaint at the nearest police station please do NOT respond to these type of calls or deposit any money through any medium to such aforesaid entitiy
04-02-2019 08:30 PM