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Contributor
Posts: 24
Registered: ‎05-04-2017

Can I post no claim bonus as well of my health insurance policy?

Can I port no claim bonus as well of my health insurance policy?

2 REPLIES
Contributor
Posts: 52
Registered: ‎10-03-2017

Re: Can I post no claim bonus as well of my health insurance policy?

It depends on policy to policy.In some Policy you can claim your bonus as well but for some Policy Insurer does not allows for bonus claims.

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Occasional Contributor
Posts: 7
Registered: ‎09-06-2017

Re: Can I post no claim bonus as well of my health insurance policy?

Waiting periods and NCB benefit are the only two things that can be transferred during porting. Monetary capping in your policy on expenses, exclusions, day-care coverage and other policy features and terms and conditions cannot be ported; it will be as per the new policy. Also, even if you choose the same Sum Insured, there is a chance that the premium may go up. This is because the pricing depends on the underwriting procedure of the new insurer