03-05-2017 03:18 PM
It depends on policy to policy.In some Policy you can claim your bonus as well but for some Policy Insurer does not allows for bonus claims.
10-08-2017 01:26 PM
Waiting periods and NCB benefit are the only two things that can be transferred during porting. Monetary capping in your policy on expenses, exclusions, day-care coverage and other policy features and terms and conditions cannot be ported; it will be as per the new policy. Also, even if you choose the same Sum Insured, there is a chance that the premium may go up. This is because the pricing depends on the underwriting procedure of the new insurer