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aishwarya
Contributor
Posts: 24
Registered: ‎05-04-2017

Can I post no claim bonus as well of my health insurance policy?

Can I port no claim bonus as well of my health insurance policy?

4 REPLIES
Kanchi
Contributor
Posts: 52
Registered: ‎10-03-2017

Re: Can I post no claim bonus as well of my health insurance policy?

It depends on policy to policy.In some Policy you can claim your bonus as well but for some Policy Insurer does not allows for bonus claims.

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Puneet Sood
Contributor
Posts: 31
Registered: ‎09-06-2017

Re: Can I post no claim bonus as well of my health insurance policy?

Waiting periods and NCB benefit are the only two things that can be transferred during porting. Monetary capping in your policy on expenses, exclusions, day-care coverage and other policy features and terms and conditions cannot be ported; it will be as per the new policy. Also, even if you choose the same Sum Insured, there is a chance that the premium may go up. This is because the pricing depends on the underwriting procedure of the new insurer

rakesh
New Member
Posts: 1
Registered: ‎30-07-2018

Re: Can I post no claim bonus as well of my health insurance policy?

My Health Insurance was expired 2016 and I did not renew it... now I got a call from HDFC Ergo Mumbai brance saying you can withdraw the unclaimed bonus by paying 20,000/- to activate the policy.. is this true... can this be done

rajeshsbhat
New Member
Posts: 1
Registered: ‎21-09-2018

Re: Can I post no claim bonus as well of my health insurance policy?

Hi Rakesh,

 

Even I got a call from HDFC ergo last week telling the same - after taking a some insurance of 20,000/- I will be able to claim the no cliam bonus. My policy got expired somewhere in 2013 I believe. I tried getting more info on this, but couldn't get any. Please share if you have any more details.