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Contributor
aishwarya
Posts: 24
Registered: ‎05-04-2017

Can I post no claim bonus as well of my health insurance policy?

Can I port no claim bonus as well of my health insurance policy?

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Regular Contributor
Arti
Posts: 182
Registered: ‎30-08-2021
Solution

Re: Can I post no claim bonus as well of my health insurance policy?

Dear Sir/ Madam 

We request you to elaborate on the query further to assit you further .Portability helps you change your health insurance plan so that you don't have to again go through a fresh waiting period term instead smoothly move from one insurer to another if your current plan is not helping you cover rising medical costs.

Please refer to policy wording clause 13 for further clarity 

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Contributor
Kanchi
Posts: 52
Registered: ‎10-03-2017

Re: Can I post no claim bonus as well of my health insurance policy?

It depends on policy to policy.In some Policy you can claim your bonus as well but for some Policy Insurer does not allows for bonus claims.

Contributor
Puneet Sood
Posts: 31
Registered: ‎09-06-2017

Re: Can I post no claim bonus as well of my health insurance policy?

Waiting periods and NCB benefit are the only two things that can be transferred during porting. Monetary capping in your policy on expenses, exclusions, day-care coverage and other policy features and terms and conditions cannot be ported; it will be as per the new policy. Also, even if you choose the same Sum Insured, there is a chance that the premium may go up. This is because the pricing depends on the underwriting procedure of the new insurer

New Member
rakesh
Posts: 1
Registered: ‎30-07-2018

Re: Can I post no claim bonus as well of my health insurance policy?

My Health Insurance was expired 2016 and I did not renew it... now I got a call from HDFC Ergo Mumbai brance saying you can withdraw the unclaimed bonus by paying 20,000/- to activate the policy.. is this true... can this be done

New Member
rajeshsbhat
Posts: 1
Registered: ‎21-09-2018

Re: Can I post no claim bonus as well of my health insurance policy?

Hi Rakesh,

 

Even I got a call from HDFC ergo last week telling the same - after taking a some insurance of 20,000/- I will be able to claim the no cliam bonus. My policy got expired somewhere in 2013 I believe. I tried getting more info on this, but couldn't get any. Please share if you have any more details.

Occasional Visitor
ajeshcpkumar
Posts: 1
Registered: ‎18-12-2018

Re: Can I post no claim bonus as well of my health insurance policy?

Did you get reply for the question, because even I got call many times to claim the lapsed insurance with renewal of my expired insurance of 2016. If you have got any response reply back to my email ajeshcpkumar@gmail.com
New Member
shruthi
Posts: 1
Registered: ‎18-12-2018

Re: Can I post no claim bonus as well of my health insurance policy?

Hi All

 

I also got a call from mumbai saying that i can claim my bonus amont by paying 20k , i was asked to take some other insurance to get NOC  done . I have not got any notifications /info later .Please reply if any of you have got any info on this .

 

 

Thanks

SHRUTHI 

New Contributor
balagopola_raju
Posts: 3
Registered: ‎13-03-2019

Re: Can I post no claim bonus as well of my health insurance policy?

Even i got call asking to take new policy for 25000 to get no claim bonus.. they are calling me today like anything.. pl advise if this is the process to claim no claim bonus for HDFC ergo

Regular Contributor
Arti
Posts: 182
Registered: ‎30-08-2021

Re: Can I post no claim bonus as well of my health insurance policy?

Dear Sir , 

We wish to  inform you that HDFCERGO does not run such offer and not to share any bank account details or policy details to caller. Also  you can place a complaint at the nearest police station please do  NOT  respond to these type of calls or deposit any money through any medium to such aforesaid entitiy

New Contributor
Karthik VS
Posts: 2
Registered: ‎04-02-2019

Re: Can I post no claim bonus as well of my health insurance policy?

Hi, I also received the call regards to the same from Mumbai & following it up with them. But there is no revert on the same. Did you get the NCB on expired Health Insurance