What is a Personal accident?

[PJyoti]

You can buy PA Insurance Policy from this link: http://bit.ly/2FYg43l
Or you can call on their toll-free no: 1800 2 700 700 and buy the policy.
Also please save this link :  https://www.hdfcergo.com/customer-care/customer-support.html for any Insurance issue with HDFC ERGO.
Just by clicking on this link you can request changes, or initiate a claim or get duplicate policy copy. Each and every issue can be resolved by clicking on this link and initiating a request:
I hope these details are good enough to believe in Insurance and investing some money for the unexpected circumstances.

[Sandip Sharma]

What do you mean by no claim bonus? 5% or 50% of what? Anybody? 

[Tushar Parab]

So no claim bonus is a bonus given by insurance company to insured on premium if he does not claim for the entire year.
In PA policy, if an insured did not make any claim for an entire year then the insurance company will provide 5% discount on the premium of renewal.
And the Insurance company will keep on providing 5% bonus, till the bonus reach 50% (with no claim)
That is 5% 1st Renewal, 5% + 5% 2nd Renewal, and so on till it reaches 50% with the fact that insured do not make any claim.

[Anirvaan Ghosh]

Also,

The Best part is that you can add your dependent parents ( up to age 70 years)

And there is worldwise coverage aswell. 

[indu abhilashi]

Personal Accident is to protect ourself from unforeseen and unexpected instances