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pratik
Contributor
Posts: 27
Registered: ‎05-04-2017

Why it is Necessary to buy Critical Illness Policy if I already have Health Insurance Policy?

Why it is Necessary to buy Critical Illness Policy if I already have Health Insurance Policy?

1 REPLY 1
Frequent Contributor
Posts: 125
Registered: ‎31-03-2016

Re: Why it is Necessary to buy Critical Illness Policy if I already have Health Insurance Policy?

A basic health insurance policy generally pays hospitalization bills. Critical illness insurance plans pay you lump sum so that you can pay for the incidents in which you are diagonised with Critical illness. In that sense these work as income supplements. Some health insurance plans come bundled with critical illness , but a standalone critical illness plan is more comprehensive both in terms of illnesses covered and the amount of cover it offers.