28-07-2016 10:29 AM
Why do people not go for top up health policies only which are cheaper than base health policies?
28-07-2016 01:18 PM
It is best to opt for a top up health policy with the base health policy because they generally cover the additional expenses occurred during hospitalization.
23-08-2016 03:29 PM
Hi, in current scenario, why we cannot adopt restore policy at the time of renewal in reasonable amount and continuity benefit. instated of top up health policies
26-08-2016 07:55 PM
Usually, you can receive continuity benefit if you restore your policy with the same insurer for a continuous period of 4 years.
26-08-2016 07:56 PM
Top up is a separate health policy that provides benefits over your existing health policy. Moreover, you can always restore your health policy.
28-08-2016 12:12 AM
It is also a good idea to take a top up cover esp if you have a base corporate health policy cover, keep in mind medical inflation, which is 2x of our consumer inflation.
28-07-2016 01:23 PM
In my opinion it is cheaper to go for a top up health policy along with your base policy. It should cover one medical emergency if your basic cover has exhausted.
28-08-2016 11:01 AM