Bariatric surgery

[dasu]

My best friend has been advised to undergo a bariatric surgery? Is this covered by the health insurance policy?

[chavibasu]

If it is for health reasons, and not for cosmetic surgery, it can be claimed under the policy.

[shef]

If it is cosmetic, then no

[aishwarya]

If it is prescribed by doctor that it is necessary to go for Surgery and also if it is not cosmetic Surgery then you can make a claim for it

[aishwarya]

Normally bariatric treatment is not covered. But in recent disputes between Insurance companies and who had not received the claim for Bariatric surgery, IRDAI directed insurance companies to settle the claim If its threatening to the life of insured person.