- HDFC ERGO Community
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- Health Insurance - Product Coverage
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- Claim in case of two critical illness
10-05-2017 04:58 PM
10-05-2017 04:58 PM
If I am diagnosed by covered critical illness and then again by second critical illness. Will i be paid for both the critical illnesses?
11-05-2017 03:40 PM
11-05-2017 03:40 PM
No you won't be paid for two.Critical Illness insurance benefit is payable once and also for the first critical illness after which your coverage ends.
12-07-2017 02:39 PM
12-07-2017 02:39 PM
After you made the first claim your critical illness policy will end straight away there only. You need to take another critical illness policy to make any further claim. And also, you will be allowed to make claim for your first diagnosed critical illness.
The policy shall terminate on the occurrence of the first critical illness and you shall receive the sum insured as per applicable guidelines and the policy shall cease with no subsequent renewals for the insured.