Covering of extended family members and children

[venkateshR]

If I want to cover more than 2 children and my extended family members. What should I do?

[PJyoti]

You will have to take new Health policy for them.

Your extended family cant be covered with you. 

[Juned Shaikh · Accepted solution]

Different Insurance Companies have limitations on the number of members covered.

There are various Scenario :

1. If the policy offers coverage for  2 Adult + 2 Children or 2 Adult + 3 Children etc 

Now if a couple have 3 Children and there is a limitation of covering maximum 2 Children in a health policy then the parents opts for two Family Floater Policies wherein one policy will cover one parent + two depended children and another policy will cover other parent + the third child. 

2. An adult can cover his/her parents with himself. (the senior citizen who is insured can avail up to Rs. 20,000 as tax exemption under the section ‘80 D’ is a cherry on the cake)

3. There are few Insurance Companies who covers Parent In Law as well. 

And Many many more.