Does PA work for my hospitalization for flu?

[kusumM]

Does PA work for my hospitalization for flu?

[manjulal]

Generally, health insurance policy covers hospitalisation for flu subject to need for hospitalisation.

[maheshkulkarni]

Usually, hospilisation for flu is covered under health policy and not under PA.

[hanif]

All the diseases which require hospitalization will be covered in your health Insurance Policy. PA will cover event of injuries, disability or death caused solely by violent, accidental, external and visible events.

[Deepika Bharsakle]

I guess your flu expenses will be covered under your basic health insurance policy rather than under your personal accident policy. Personal Accident policy provides cover for accidental physical bodily harm excluding illness or disease solely and directly caused by external, violent and visible means. Hospitalization for flu is generally covered under a standard health insurance policy and not a personal accident policy.