Does your policy cover health complications of the new born?

[rizvan]

 Does your policy cover health complications of the new born?

[hiren]

Mostly insurance companines prefer to cover babies who are at least 3 months old. An easier way for you or would-be parents is to buy a health plan with maternity and baby cover or include the baby in group health covers

[akanksha]

Hello Rizvan,

Health Suraksha policy covers medical expenses for an inpatient treatment while a Newborn baby is hospitalized. The coverage is upto the policy sum insured.This is an optional cover in our Health Suraksha Silver plan variant and benefit is available if a  proposal form is submitted  for the insurance of the newborn baby within 90 days after the birth. Benefit is applicable only if maternity benefit is opted and  we have accepted a maternity claim under the policy. In Gold & Platinum plan variants, New Born baby expenses are covered by default.

Thanks

Akanksha