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- I have a sum insured of five lakh rupees under my ...
18-11-2016
03:01 PM
- last edited on
29-12-2016
12:50 PM
by
Siddharth Patkar
18-11-2016
03:01 PM
- last edited on
29-12-2016
12:50 PM
by
Siddharth Patkar
I have a sum insured of five lakh rupees under my family floater plan of which I have claimed four lakh rupees towards my wife's treatment. Will I be able to cover subsequent medical needs?
21-11-2016 02:35 PM
21-11-2016 02:35 PM
The maximum you can claim till the policy year-end is 1 lakh more.
21-11-2016 03:12 PM
21-11-2016 03:12 PM
Yes, you can cover to the extent of the available sum insured.
07-06-2017 01:07 PM
07-06-2017 01:07 PM
Under the family floater policy, you along with your family member covered under the policy, can only claim up to the total sum insured. In your case, the amount which can be claimed subsequently will only be Rs. 1 lakh.
In case you are expecting further expenditure, you should consider purchasing a top up policy Top up policies are like a recharge, which would cover your expenses, in case the sum assured of your base policy has exhausted. Would suggest you check the Regain policy offered by HDFC ERGO.