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Contributor
Jack
Posts: 73
Registered: ‎26-07-2016

Is pre-existing medical condition covered under travel insurance?

Is pre-existing medical condition covered under travel insurance?

7 REPLIES 7
Frequent Contributor
harshG
Posts: 94
Registered: ‎02-08-2016

Re: Pre-existing

Any claim arising out of pre existing medical condition is not covered under travel insurance.

Occasional Contributor
shyamprasad
Posts: 11
Registered: ‎17-11-2016

Re: Pre-existing

What is pre-existing medical condition?

Frequent Contributor
kelvindsouza1
Posts: 96
Registered: ‎02-08-2016

Re: Pre-existing

Pre-existing condition means any sickness / illness which existed prior to the date of the policy whether or not the insured had knowledge. Eg: Diabetes, cancer, heart condition etc.

Frequent Contributor
hiren
Posts: 125
Registered: ‎31-03-2016

Re: Pre-existing

My father is a BP patient with controlled medication for the last five years. Does it fall under pre-existing medical condition?

Contributor
vivekrawal
Posts: 39
Registered: ‎17-11-2016

Re: Pre-existing

If the medication has not changed over a stipulated period of time (varies from company to company), it may not fall under the category of pre-existing medical condition.

Contributor
priyankatiwari
Posts: 21
Registered: ‎17-11-2016

Re: Pre-existing

I specifically checked for this with most of the leading insurers in India. It is not covered

Contributor
Siddhesh P
Posts: 40
Registered: ‎26-05-2017

Re: Pre-existing

Unfortunately most insurance companies offering travel insurance excludes coverages related to pre-existing medical condition