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- Is pre-existing medical condition covered under tr...
23-11-2016
03:02 PM
- last edited on
29-12-2016
12:16 PM
by
Siddharth Patkar
23-11-2016
03:02 PM
- last edited on
29-12-2016
12:16 PM
by
Siddharth Patkar
Is pre-existing medical condition covered under travel insurance?
23-11-2016 03:25 PM
23-11-2016 03:25 PM
Any claim arising out of pre existing medical condition is not covered under travel insurance.
24-11-2016 11:33 AM
24-11-2016 11:33 AM
What is pre-existing medical condition?
24-11-2016 11:42 AM
24-11-2016 11:42 AM
Pre-existing condition means any sickness / illness which existed prior to the date of the policy whether or not the insured had knowledge. Eg: Diabetes, cancer, heart condition etc.
24-11-2016 11:55 AM
24-11-2016 11:55 AM
My father is a BP patient with controlled medication for the last five years. Does it fall under pre-existing medical condition?
24-11-2016 12:03 PM
24-11-2016 12:03 PM
If the medication has not changed over a stipulated period of time (varies from company to company), it may not fall under the category of pre-existing medical condition.
24-11-2016 06:27 PM
24-11-2016 06:27 PM
I specifically checked for this with most of the leading insurers in India. It is not covered
07-06-2017 04:05 PM
07-06-2017 04:05 PM
Unfortunately most insurance companies offering travel insurance excludes coverages related to pre-existing medical condition