Lack of FIR

[nik]

My brother was involved in an accident. However, there was no FIR lodged. Can he still claim insurance under his health plan?

[hiren]

It is advisable to file an accident report with the local police for smooth insurance claims.

[manjulal]

He may not be able to claim health insurance if there is no FIR

[purohit]

I guess there is very less chance that claim for your brother will be processed if there is no FIR. It is important to lodge an FIR in case of accident to process your claim.

[Jagannath Jangam]

Need to lodge a FIR at the nearest policy station in the area where accident took place for the smooth processing of the claim.
FIR will be required for all road traffic accident cases.