21-08-2016 02:25 PM - last edited on 29-12-2016 12:18 PM by Siddharth Patkar
My sister wants to undergo ayurvedic treatment. Is that covered under Health Suraksha Policy?
23-08-2016 01:54 AM - last edited on 25-05-2017 05:19 PM by Siddharth Patkar
Health Insurance typically cover hospitalization expenses incurred during the treatment. However, traditional and alternative treatments like Ayurveda, Unani, Sidha and Homeopathy (AYUSH) are also included under health insurance. For the purpose of these treatments to be covered under health insurance, your sister must be hospitalized for over 24 hours in a hospital recognized for the treatment.
While Ayurveda is usually covered by all new health insurance policies, the same may not be the case for other traditional treatments like Naturopathy.
Though these traditional treatments are now being covered by insurer under the new health insurance plans, still there are a few exclusions. Hence, one should verify the treatments covered before purchasing a health insurance policy
09-01-2017 02:32 PM
Only a few insurance companies cover non-Allopathic treatments. Please refer to your policy document for details.
25-05-2017 04:35 PM
The coverage of alternative medicines is dependent on the particular insurer. Some health insurers cover only Ayurvedic treatments while some cover all of them like Ayurveda, homeopathy, Unani etc.