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Contributor
Prayask
Posts: 37
Registered: ‎10-03-2017

Types of diseases or ailments covered in health insurance

If I have some disease or ailment from my birth, will it be covered in my insurance policy?

2 REPLIES 2
Contributor
aishwarya
Posts: 24
Registered: ‎05-04-2017

Re: Types of diseases or ailments covered in health insurance

Any diseases or ailment from birth won't be covered in the insurance policy.Hence, your existing health ailment and related conditions will not be covered

Contributor
abhishek
Posts: 20
Registered: ‎05-04-2017

Re: Types of diseases or ailments covered in health insurance

Any disease from birth will be considered as pre-existing disease. Health insurance companies, do not cover expenses towards pre-existing diseases and hence, disease since birth will be excluded from your health insurance policy. Any disease from birth will be considered as pre-existing disease. Depending on the severity of the ailment, insurance companies would evaluate whether to cover the ailment or exclude it.