27-03-2017 02:32 PM
If your coinsurance is 70/30, this means that you are responsible for paying 30% of your total medical bill and your insurance company is responsible for the other 70% (after your deductible is met). A Copay is a fixed amount that you pay for certainhealth services once your deductible is met.
29-05-2017 11:10 PM
It means that the insured is covered for expenses right away, from the first dollar of incurred and approved medical expenses. There might be a co-pay for services, however, always read the fine print and ask questions.