04-05-2017 03:16 PM
Terms and Conditions may change depending upon the Insurer. And there is no as such condition which will change. Basic Policy will remain the Same.
20-07-2017 04:10 PM
There are chances that waiting period will change. Fresh waiting period will apply in few cases when you port your insurance policy. - Portability happens between product to product and feature to feature. So, if there is a new feature/ different waiting period for the same feature in the new policy then the particular waiting period needs to be covered.