Which is the best insurance plan for a new born baby boy and baby girl in India?

[Kanchi]

Which is the best insurance plan for a new born baby boy and baby girl in India?

[hiren]

I suggest its better to take a child insurance plans for your kid which would cover all the basic requirements of your child and it will help your child in case you are away from him/her.

[nik]

In India, there are many plans that will provide effective coverage to infants that include health insurance plan, life insurance floater plan and much more.  It is advisable for you to go for a child insurance plan that provides helpful coverage to the child. With it, you will be able to secure the future of your child, its health, education and much more. It is a must have policy, it will also take care of the needs of your child when you are not around to take care of him.

[Prayask]

The easiest way to cover your new addition is to add them to an existing policy preferably, your own. Most policies either cover your newborn immediately, or when the baby has been released from doctor's care. However, health insurance coverage for a newborn is easily available and is quite affordable, since children's rates are based on the age of the applicant. 

[Siddhesh P]

Hi Kanchi,

New born babies are only covered under a health insurance policy on completion of 90 days of birth.

During this period, a baby can be included in their parent’s health insurance policy to cover their early vaccinations and post natal care.

To ensure the baby is covered, the insurer must be notified within 7 days of the birth.