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Occasional Contributor
Tanuja Choudhary
Posts: 16
Registered: ‎28-08-2017

Which is the best medical insurance policy in India? How much premium is to be paid annually?

Which is the best medical insurance policy in India? How much premium is to be paid annually? What is the cover?

1 REPLY 1
Contributor
Parth Jaiswal
Posts: 37
Registered: ‎09-06-2017

Re: Which is the best medical insurance policy in India? How much premium is to be paid annually?

I’ll keep it simple. It’s for you to decide. The best health insurance policy is the policy that will provide you with the maximum coverage at an affordable cost.
I suggest you to look into coverages offered while buying a medical insurance cover . Look into these coverages while buying –
Hospitalisation expenses covered for maximum illnesses, injury or surgery.
Pre hospitalization coverage (Medical expenses incurred before hospitalization) for at least 30 days
Medical expenses incurred after hospitalisation. Under the HealthGain policy, you will get coverage for 60 days.
Expenses incurred by an organ donor (please refer policy wordings for these as different companies offer different coverages)
Go for a reputed company with a good claim settlement ratio.

All the best.