23-11-2016 01:10 PM - last edited on 29-12-2016 12:49 PM by Siddharth Patkar
While reviewing my hospital bills, I realized that the oxygen mask used was not included in the refundable amount. Why?
09-06-2017 04:59 PM
Basic health insurance policy does not cover expenses related to consumables. You need to take add-on for expenses related to such coverage. Oxygen mask is a part of 'Non Medical Expenses'. A list of all such non medical expenses is generally included in the policy wording. IRDA has also accepted and circulated a list of such items which are not payable under health insurance policy.