16-11-2016 06:50 PM
My niece is a minor thalassaemia patient and needs blood transfusion. Can it be claimed under health cover?
19-07-2017 12:47 PM
As long as you have symptomatic thalassemia and your medical records show that you have an intermediate form of thalassemia or more severe, it is almost guaranteed that you will NOT PASS the underwriting/pre-screening process required for purchasing individual medical insurance plans and will therefore be declined. Most of the insurance companies do not cover genetic disorders. If a person has thalassemia before purchasing of policy, there are chances that policy may not be issued by insurance companies.