- HDFC ERGO Community
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- Home Insurance
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- Home Insurance - Others
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- Re: apartment complex
01-12-2016 10:59 AM
01-12-2016 10:59 AM
I am the secretary of a co-operative housing society. Can the entire society be covered under a single home insurance policy?
06-12-2016 12:46 PM
06-12-2016 12:46 PM
Individual flats will have to be covered under individual policies. Society cannot take a comprehensive plan for the entire society.
06-12-2016 12:52 PM
06-12-2016 12:52 PM
However, the entire society can opt for an additional insurance plan for the structure itself
06-12-2016 12:57 PM
06-12-2016 12:57 PM
My society building is insured. Should I take additional insurance?
06-12-2016 01:29 PM
06-12-2016 01:29 PM
Your society offers a limited cover, generally includes only structure. You need to consider an individual home insurance to cover for your belongings
06-12-2016 02:22 PM
06-12-2016 02:22 PM
The society insurance does not include individual homes and belongings.