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Contributor
Vaishali Shroff
Posts: 22
Registered: ‎12-09-2017

Home Insurance Coverages

Do Home Insurance Cover Jewellery and other contents kept at Home?

1 ACCEPTED SOLUTION

Accepted Solutions
Frequent Contributor
Arti
Posts: 163
Registered: ‎30-08-2021
Solution

Re: Home Insurance Coverages

Loss and/ or damage to jewellery, precious stones, money, bullion or documents of any kind unless specifically declared willnot be covered under home insurence 

View solution in original post

3 REPLIES 3
Occasional Contributor
Mumpy Das
Posts: 12
Registered: ‎21-09-2017

Re: Home Insurance Coverages

Yes,
Home Insurance cover jewellery and other contents kept at home like curios, antiques, pictures, work of art, collection of stamps, coins and medals also clothing, spectacles, umbrellas, footwear, etc.

Not much people know that these contents can be covered, but one can save his/her home from
- Fire and lightning, Earthquake,
- Explosion/Implosion,
- Aircraft Damage,
- Riot Strike and
- Damage like Burglary,
- Housebreaking, theft, Larceny etc.

Occasional Contributor
Tushar Parab
Posts: 10
Registered: ‎21-09-2017

Re: Home Insurance Coverages

Usually, Home Insurance is not preferred Insurance, because people doesn't know it's importance yet.

Most of Home Insurance is sold as an compulsory insurance with the bank loan. Apart from bank loan properties the penetration of Home Insurance in India not so good.

So if you own a house you can go for a long-term cover and if you live on rental basis you can just cover the contents and live peacefully.
Frequent Contributor
Arti
Posts: 163
Registered: ‎30-08-2021
Solution

Re: Home Insurance Coverages

Loss and/ or damage to jewellery, precious stones, money, bullion or documents of any kind unless specifically declared willnot be covered under home insurence 

View solution in original post