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Shivani Ingle
Posts: 27
Registered: ‎03-06-2017

What are Inclusions and Exclusions in Motor Insurance?

What are Inclusions and Exclusions in Motor Insurance?

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Contributor
Puneet Sood
Posts: 31
Registered: ‎09-06-2017
Solution

Re: What are Inclusions and Exclusions in Motor Insurance?

INCLUSIONS Own Car Damage for all damages that occur to your car due to accidents Personal Accident Cover if you’re injured in an accident, the insurer compensates you Financial protection from Natural Calamities such as floods, earthquakes, etc. In case of Theft, your insurer will pay an amount equal to your IDV. Man-made disasters including riots, strikes, fire, and terrorism is covered.

EXCLUSIONS Damages caused if you’re caught driving under the influence of alcohol  Loss and damages that are caused due to war and nuclear risk Accidental Damages caused while you were using your car for illegal activities Losses incurred while driving without valid license Regular mechanical expenses due to consistent wear and tear

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Contributor
Puneet Sood
Posts: 31
Registered: ‎09-06-2017
Solution

Re: What are Inclusions and Exclusions in Motor Insurance?

INCLUSIONS Own Car Damage for all damages that occur to your car due to accidents Personal Accident Cover if you’re injured in an accident, the insurer compensates you Financial protection from Natural Calamities such as floods, earthquakes, etc. In case of Theft, your insurer will pay an amount equal to your IDV. Man-made disasters including riots, strikes, fire, and terrorism is covered.

EXCLUSIONS Damages caused if you’re caught driving under the influence of alcohol  Loss and damages that are caused due to war and nuclear risk Accidental Damages caused while you were using your car for illegal activities Losses incurred while driving without valid license Regular mechanical expenses due to consistent wear and tear