Re: What is a comprehensive auto insurance, motor insurance & car insurance in India?
A Comprehensive Motor Policy Covers:
Loss or damage to your car due to natural calamities Fire, explosion, self-ignition or lightning, earthquake, flood, typhoon, hurricane, storm, tempest, inundation, cyclone, etc
Loss or damage to your car against man-made calamities Burglary, theft, riot, strike, malicious act, accident by external means, terrorist activity, etc
Personal Accident Cover Coverage of Rs. 2 lakh for the owner-driver of the vehicle while driving or travelling and mounting or dismounting from the Four-wheeler. Optional personal accident covers for Passenger/ Paid Driver/ driver/ Insured are also available
Third Party Legal Liability Protection against legal liability due to accidental damages caused to the surrounding property and/ or resulting in permanent injury or death of a person.