Why NCB can be carried forward and will be only allowed provided the policy is renewed within 90 day

[Sushant Kamble]

Why NCB can be carried forward and will be only allowed provided the policy is renewed within 90 days of the expiry date of the previous policy?

[Ritika Bhansali]

NCB can be carried forward and is only allowed, provided the policy is renewed within 90 days of the expiry date of the previous policy. However, insurers offer an 'Add-on', which helps the policyholder retain the NCB earned on the policy regardless of a claim on the vehicle.