Do I need prior approval of the insurance company ?

[Disha Patil]

Do I need prior approval of the insurance company before proceeding with medical treatment should the contingency arise?

[Jagannath Jangam]

 Please read the policy thoroughly and understand whether there are such requirements. Prior approval would be required in most cases though there could be exceptions depending on the emergency involved. Get this aspect clarified at the time of purchasing the policy.