Is travel insurance equivalent to health insurance?

[manjulal]

Is travel insurance equivalent to health insurance?

[shradhapande]

Your travel insurance covers hospitalisation due to sickness or accident only overseas, whereas the health policy provides coverage only in India.

[chavibasu]

In my knowledge, travel insurance provides health cover only while you are traveling internationally along with non-health coverages like baggage dealy, flight delay and loss of personal documents. 

[Neha]

Travel insurance has some benefits that are similar to health insurance, but it is not the same. Health insurance defrays the cost of regular medical care, emergency medical treatment, medicine and other medical-related costs inside your health insurance network.

[Arti · Accepted solution]

The difference would be that a travel medical insurance policy also covers lost baggage, delayed flights, etc. along with medical expenses.