14-09-2017 04:34 PM
I go abroad frequently. Each time I have to buy a separate travel policy. Often, it becomes a last-minute chore. Can the same policy be valid for multiple trips?
21-09-2017 05:28 PM
Travel insurance can be taken for a single trip or multiple trips in a year. If you are a frequent traveller, an annual multiple-trip policy may work out to be more cost-effective and easier to administrate. Typically, such annual policies cover all countries. If your travel does not include the US and Canada, you could opt for a global policy excluding these two countries.
This would help to reduce your premium. In an annual policy, generally a limit is defined for maximum number of days for a single trip. This could go up to 45 days. If your overseas trip last over 45 days then you would need to inform the insurer before hand.